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Your payment history isn't the only thing that affects your credit score.

What is good credit? How to check your score.

Credit scores depend on account history, missed payments and number of accounts. Average credit score data shows that older people generally have higher scores. Learning more about risk factors and how credit reports are created can help improve your score. Credit scores dominate spending and decisions, but few people know the ins and outs of …

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1 thing you need to check before applying for social security

1 thing you need to check before applying for social security

(Adam Levy) As your retirement date approaches, it’s time to start being more specific in your planning. A big part of any retirement plan is Social Security. While there may be some debate about the optimal time to file and various claim strategies to optimize your finances, there is one thing you need to check, …

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1 thing you need to check before applying for social security

1 thing you need to check before applying for social security

(Adam Levy) As your retirement date approaches, it’s time to start being more specific in your planning. A big part of any retirement plan is Social Security. While there may be some debate about the optimal time to file and various claim strategies to optimize your finances, there is one thing you need to check, …

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Why the maximum Social Security benefit of $4,194 is a fantasy

Why the maximum Social Security benefit of $4,194 is a fantasy

(James Brumley) It may not be a huge amount of money, but it is certainly enough to live comfortably. Cashing $4,194 in Social Security checks every month translates to an income of over $50,000 a year, which is roughly what the average American worker earns these days. However, the chances of you collecting the maximum …

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