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CFPB study highlights need for “Buy Now, Pay Later” rules

CFPB study highlights need for “Buy Now, Pay Later” rules

The Consumer Financial Protection Bureau (CFPB) is preparing to put in place the same type of strict protections that it places on credit card companies in the “Buy now, pay later” (BNPL) sector, following the publication of a recent study on the practice. Officials said their findings revealed a booming industry that not only had …

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Is it time to buy treasury bonds?  Here's how to allocate your portfolio, according to the pros

Is it time to buy treasury bonds? Here’s how to allocate your portfolio, according to the pros

The latest threat to equities is no longer macro risk – it’s rising 2-year Treasury yields, according to some fund managers and strategists. Short-term, relatively risk-free Treasury bonds and funds are back in the spotlight as the 2-year Treasury yield continues to climb. On Wednesday, it hit 4.1%, the highest level since 2007. On Thursday, …

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My dad was always an extreme pinch, sometimes wrongly so, but applying his lessons helped me buy 2 houses in New York

My dad was always an extreme pinch, sometimes wrongly so, but applying his lessons helped me buy 2 houses in New York

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. My dad had many creative ways to save money, including zigzagging all …

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Buy now, pay later stretches consumer credit limits, according to Achieve Center for Consumer Insights study

Buy now, pay later stretches consumer credit limits, according to Achieve Center for Consumer Insights study

The share of consumers with recent BNPL accounts who need help dealing with unsustainable debt has increased by more than 50% since 2021, according to the first study by the Achieve Center for Consumer Insights SAN MATEO, Calif., September 22, 2022 /PRNewswire/ — The rapid growth of buy now, pay later (BNPL) financing has had …

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Buy Now, Pay Later: New Rules Consumers Should Know

Buy Now, Pay Later: New Rules Consumers Should Know

Buy now, pay later Consumer models are taking the US payments industry by storm. BNPL’s payment models resonate primarily with US online shoppers, who make a modest upfront payment and pay the remaining balance on scheduled due dates – often four payments made over four months. Currently, BNPL mobile apps such as Klarna, Afterpay and …

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As a financial planner I always say that you don't have to buy real estate to build wealth - there is a better strategy that is much easier

As a financial planner I always say that you don’t have to buy real estate to build wealth – there is a better strategy that is much easier

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Buying a home may be the “American dream,” but it’s certainly not …

As a financial planner I always say that you don’t have to buy real estate to build wealth – there is a better strategy that is much easier Read More »